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Terms of Use Last Updated: February 17, 2026 1. Acceptance of Terms By downloading, installing, or using Wallet Cards - Digital Holder ("the App"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the App. 2. License to Use We grant you a personal, non-exclusive, non-transferable, and revocable license to use the App for your personal, non-commercial purposes in accordance with these Terms. 3. User Responsibilities & Data Security Local Storage Only: You understand that the App stores your data (images, card details, text) locally on your device. We do not maintain a cloud backup of your data. Data Loss: You are solely responsible for maintaining your own backups. If you uninstall the App, clear the App’s data, or lose your device, your data will be permanently lost. We cannot recover it for you. Device Security: You are responsible for keeping your device secure. We strongly recommend against using the...

Privacy Policy Last Updated: 17 February 2026 1. Introduction Welcome to Wallet Cards - Digital Holder ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your information. This Privacy Policy explains how we handle your data, permissions, and the third-party services used in our application. 2. Data Collection and Storage A. Personal User Data (Local Storage Only) We strictly adhere to a local-first data policy. Card Details & Images: Any credit cards, debit cards, IDs, or documents you scan or enter manually are stored locally on your device using an encrypted database (Android Room). No Cloud Sync: We do not upload, sync, or store your personal card details, images, or sensitive user data on any external server. Control: You have full control to edit or delete this data at any time directly within the app. B. Camera & Image Data Usage: We use the device camera to scan cards and documents. Processing: ...